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  Financial Specialists, All Other
Summary  |  Description  |  Requirements  |  Salaries  |  Employment  |  Community
  Careers / Financial Specialists, All Other  
     
 
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Reviews
There are 24 reviews of this career.
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Author:
   Anonymous  
2 stars
 
Date:
 January 20, 2010
  I am a Bill Collector. If your looking to get into this field, it is very simple - apply. Most collection agencies have constant turnover and are looking for new people all the time. I recommend this career if you:

1. Can stay focused for 8 full hours per day
2. Are completly money motivated
3. Do not mind working in a call center
4. Can work a flexible shift
5. Can quickly establish a connection to people who will not want to talk to you

If I could do it over I probably would not choose this line of work. It can be very lucrative, but many agencies do not adhere to the laws and some agencies do not treat their employees very well.

The greatest thing about being a bill collector is that once you are skilled at doing this job, it can be extremely lucrative with monthly bonuses over $5000. The worst thing about being a bill collector are the debtors you talk to - you have to have a very thick skin because they can and will verbally abuse you.

Most people do not think highly of bill collectors, but we preform a needed service to many companies who are grateful for an increase in their bottom line. Working with and for our clients is very rewarding.
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Author:
   Anonymous  
4 stars
 
Date:
 January 14, 2010
  In any financial business you must be very customer oriented. The customer is the key to being successful. If the customer is unhappy it is easy enough for them to take their business elsewhere. Word of mouth from happy customers can increase business. Financial businesses change very rapidly and you must be flexible in order to keep up with those changes. Laws and regulations make up a bulk of these changes. It does make the field very exciting to work in. The financial world is an excellent career choice and is expanding and changing to meet or exceed the needs of today. I would definitely still enter this field as it is diverse and exciting. It has so many different aspects that allow for a range of opportunities. The endless possibilities and potential growth is by far the biggest pro in this industry. Sometimes keeping up with the rapid change can be it's biggest con. One think everyone should know is that your attitude means everything. Tone of voice to wording to your body language all make a difference. A foul mood can escalate and make your day that much worse. Likewise an escalated mood can make your day phenomenal.
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Author:
   Anonymous  
5 stars
 
Date:
 January 27, 2009
  I am an administrative and financial specialist. This is a very dynamic field. This is a very interesting field for people who love numbers. Here you get a chance to play around with numbers in different way. These days companies recruit financial specialist to run their MIS(Management Information System). I would recommend this career to anyone who likes a bit of accounting and finance. It is a very lucrative field where the pay off is also very good. You are required to join a good institute and get a degree in finance to get an in depth knowledge about business and finance. Personally i really like to play around with numbers and this is a perfect career for me. IF i would have to do over again i would still choose to go into this career.
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Author:
   Anonymous  
3.5 stars
 
Date:
 December 02, 2008
  I have picked the category that most closely resembles my career as an Inventory counter for a business that primarily specializes in helping businesses keep track of their inventory. I like the current company I am working with due to a more positive environment, but one has to be careful in this career what company he/she works for. Co-workers and bosses can make or break this career. Good points: Get paid to travel, higher paying than retail or fast food jobs, no extreme heavy lifting.
Bad points: Long travel to locations can be cumbersome, travel gets boring after a while of being there, some heights/ladder work, can get dull fast.
If I could, I would start over with the current Inventory company I work with or likely not go into it if I had the choice of my prior two companies to choose.
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Author:
   Anonymous  
4.5 stars
 
Date:
 October 27, 2007
  I am a teller supervisor. I would recommend this career because it is very rewarding to be able to help people with their finances, and help them make the most of their money. If you want to work "bankers hours", then don't consider this career. We work more hours than most people think. The worst part is the scheduling, as with many offices. That can always be fixed. I have had other people tell me about easier jobs that pay more than the wage that I make now, but would not consider changing careers.

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Author:
   Anonymous  
3.5 stars
 
Date:
 September 25, 2007
  The Good: - Interesting - Not routine - Well paid The Bad: - Frustrating at profesionnal level
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Author:
   Anonymous  
3.5 stars
 
Date:
 May 17, 2007
  I really like my work as Financial Analyst. Financial analysts gather information, assemble spreadsheets, write reports, and review all non-legal pertinent information about prospective deals. They examine the feasibility of a deal and prepare a plan of action based on financial analysis. Being an analyst requires a vigilant awareness of financial trends. Analysts have a heavy reading load, keeping abreast of news stories, market movements, and industry profiles in financial newspapers, magazines, and books. Most analyst jobs are in banking houses or for financial-advising firms, which means following corporate culture and wearing corporate dress. If a deal demands it, they must be prepared to travel anywhere for indeterminate lengths of time. Those who wish to rise in the industry should note the necessity of significant “face time,” attending social events and conferences and spending downtime with people in the profession, which can be expensive; this social circle tends to gravitate to high-priced attire and costly hobbies, habits, and diversions. As a analyst I sacrifice a lot of control over my personal life during my first few years, but few other entry-level positions provide the possibility of such a large payoff come year’s end.
Many employers use bonuses, which can be equal to or double the beginning analyst’s salary, to attract and hold intelligent personnel. Successful financial analysts become senior financial analysts or associates after three to four years of hard work at some firm. Those with strong client contacts and immaculate reputations start their own financial consulting firms. Many work as analysts for about three years and then return to school or move on to other positions in banking. Financial analysts work long hours, and deadlines are strict. “When you have to get the job done, you get the job done. Period,”
Most people become financial analysts because they feel it is the best way to immerse themselves in the world of finance and a great way to earn a lot of money. They’re right on both counts, but be aware that the immersion is complete and somewhat exclusive, and although people earn a lot of money, few have the free time to spend it all how they’d like to.
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Author:
   Anonymous  
4 stars
 
Date:
 March 26, 2007
  As way of background, I have been in the deregulated electricity business for the past ten years and am currently the energy procurement manager for the largest higher education institution in the U.S. responsible for energy risk management.

Most of my work requires a lot of data crunching as well as some knowledge of electical engineering. So if you are someone considering entering into this field you should make sure you have solid mathematical skills with a strong knowledge of statistics in particular. If you are not a "numbers" person then this is definitely not the career to enter.

I would recommend this career for anyone who is interested in working in industry that is critical to every aspect of all societies and that is the delivery of electrical energy. It is also a industry that lies at the nexus of many socioeconomic and environmental issues. In other words, this is about more than just making "widgets".

There are days that I wish I were renting rollerblades on Venice Beach rather than running energy risk models at my desk but overall I am very happy I chose this career. I really cannot imagine any other position which would provide me with so much continuous satisfaction.

I would have to say that there can be a tedious quality to some of the work. It is possible to end up in a position where you are performing the same repetitive tasks. The key is to work yourself into a position that requires a multidisciplinary approach. That is very possible given the dymanmics of the industry.

Energy risk management is a growing field and experienced risk managers are paid a premium whether they work for financial firms, energy companies, or large corporate energy users. With the ever-changing dynamics of the energy industry the need for competent eneryg risk managers will only continue to grow.
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Author:
   Anonymous  
4 stars
 
Date:
 March 26, 2007
  I Manage a collection agency in New England. Noone I know ever dreamed of being a debt collecot when they were in school, and in fact I fell into the job, but its a good career for some people. This is a career that can be learned "on the job", and generally a collge degree isn't required. The best debt collectors are articulate problem-solvers who can empathize with other people. They are able to encourage others to live up to their financial responsibilities, and help find ways for that to happen. They may help work out a budget, or suggest sources of funds that hadn't been considered. Successful debt collectors are NOT abrasive, condescending, or harassing. Some collectors are paid a flat hourly wage; others are paid an hourly wage plus commission, like many salespeople. The opportunity to earn a better than average living definitely exists for someone with the right personality who is willing to work hard.
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Author:
   Anonymous  
5 stars
 
Date:
 March 22, 2007
  I am in external sales for a large mutual fund company. The industry is booming, and there is always money to be made whether the market is up or down. The hours are long, but somewhat flexible. There is a lot of upward mobility, but the field is also very crowded, so competition can be fierce. I would recommend this career for anyone who wants to work with people, is not afraid of the phone (100+times per day), and likes numbers.
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Author:
   Anonymous  
4 stars
 
Date:
 March 02, 2007
  The first thing I can tell about the financial area is that rules the world in a way or another, you are consider as a important part of your company if you are able to get an executive position, I couldn´t choose a better career,and like in everything there are cons, like the relation with tecnology and the fast changes that this involve, you have to keep on learning always.
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Author:
   Anonymous  
4 stars
 
Date:
 February 23, 2007
  OVERALL I LOVE THE CAREER THAT I HAVE. THE ONLY DOWNSIDE IN MY OPINION IS THE LONG WORK HOURS WHICH CAN BE A BURDEN IF YOU HAVE A FAMILY.
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Author:
   Anonymous  
5 stars
 
Date:
 February 05, 2007
  Anyone wishing to become a stock investor full time should immediately read every book they can find on it. This will take somewhere around a full year. Period. If you don't you'll lose your bankroll. Now, having said that it's the best world to live in. I spend all day at my computer, at home, sitting on my butt.
I have time with my kids and time with my hobbies. The only con is that I have to spend up to three hours/day doing research and I'm not a research oriented person. I'm a spur of the moment, seat of your pants sales guy. Sometimes even now that gets the better of me and I blow a few thousand on a bad trade. That's the wakeup call that sets me back on track and my income starts pouring in.
I'd not recommend this to anyone with a weak heart. It's stressful when the trading is bad, and even more so when it's good.
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Author:
   Anonymous  
3 stars
 
Date:
 February 03, 2007
  I am a Market Risk analyst. The job can be very interesting at time, and occasionally you're presented with interesting problems. However, more often than not it's a little monotonous. However, it pays quite well, and there is a lot of demand among investment banks looking for good analysts.
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Author:
   Anonymous  
4 stars
 
Date:
 February 03, 2007
  I work as a Financial Service Assistant for a small credit union in my state. I specialize in opening new accounts and CDs, IRA processing, general account questions, and maintaining correct account information. I do enjoy my career, as I am young and consider myself lucky to have such a professional occupation at my age. If you are thinking of going into this career, you must be a people person. My activities include daily interaction with people, most of whom are looking for your advice and help. You must be willing to treat them with utmost respect even if they are not patient or polite. I would recommend this career to anyone who learns quickly, has an interest in finance and geniunely wants to help people. If I had the opportunity to pick a career all over again, I would chose this.
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Author:
   Anonymous  
1.5 stars
 
Date:
 January 31, 2007
  I am presently a Mortgage Broker. I hate this job. It works lie Amway. The first thing they want you to do is contact friends and family. They want you to sell freinds and family first. Not a good thing. They also expect that you should be out talking to anyone and everyone about Mortgages. In sales, I am accstom to being givin qualified leads not producing my own.
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Author:
   Anonymous  
5 stars
 
Date:
 January 22, 2007
  I worked as an accounts payable clerk in a couple of different types of businesses. I would recommend this career to anyone that enjoys working with numbers and is very organized. I am a stay at home mom now, but when my children are at an age when they can be in school, I plan to return to this career. The thing that I enjoyed most about this line of work is that it is constantly changing. It was also nice to be the one that paid the vendors; everyone loves to get paid! One thing that was hard was working for companies that weren't doing well financially, and in return, not being able to pay vendors on time. It is a great field though; I have met some wonderful people and worked for some great companies!
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Author:
   Anonymous  
4 stars
 
Date:
 January 19, 2007
  I work in a commercial loan center at a bank. I help process the paperwork, I'm not responsible for actually making the loans. I recommend this career, as banking is a fairly stable field of employment. After being a bank teller for two years, I'm glad to be behind the scenes instead of directly in the business of selling accounts. I would indeed choose this career again. The pros of my career are: quiet work environment and no sales required. The cons would be long hours in front of a computer. Something which may not be commonly known about banking/lending is the amount of behind-the-scenes support which is required for the customer's experience to go smoothly.
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Author:
   Anonymous  
3.5 stars
 
Date:
 January 18, 2007
  I am an investment banker. The good thing about the career is that you have the opportunity to make a lot of money, and work on high-profile transactions (mergers, acquisitions, initial public offerings). You get to work with a lot of different companies in different industries, and learn a bit about each of the industries. It is always dynamic and fast-paced. The downside is that the hours are often very long (80+ hours a week is not unusual, or even that bad). If I had to choose again, I would choose this career, because I like the challenge and I like learning about new companies and industries.
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Author:
   Anonymous  
3 stars
 
Date:
 January 16, 2007
  I work as a customer claims analyst for a bank. The job is basically a call center. The negatives to this is that the people are treated as call center employees, everyone is expendable. It is very repetitious and dealing with customers who have lost money can be at times very bad. The upside is that in the particular bank I work at, JP Morgan Chase, the ability for promotion or to move to a different area of the business is very easy!
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