Credit Checkers :: Job Description

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Credit Checkers

Careers / Credit Checkers

Summary Description


	Investigate history and credit standing of individuals or business establishments applying for credit. Telephone or write to credit departments of business and service establishments to obtain information about applicant's credit standing.

Sample Job Titles

1.	Accounts Receivable Manager

2.	Branch Manager

3.	Business Manager

4.	Call Out Operator

5.	Commercial Credit Head

6.	Commercial Credit Lead

7.	Commercial Credit Reviewer

8.	Commercial Loan Reviewer

9.	Credit Administrator

10.	Credit Analyst

11.	Credit Assistant

12.	Credit Coordinator

13.	Credit Historian

14.	Credit Interviewer

15.	Credit Investigator

16.	Credit Manager

17.	Credit Operations Processor

18.	Credit Processor

19.	Credit Rating Inspector

20.	Credit Reference Clerk

21.	Credit Reporter

22.	Credit Representative

23.	Credit Specialist

24.	Credit Verifier

25.	Customer Service Representative

26.	Education Finance Processor

27.	Farm Loan Inspector

28.	Finance Manager

29.	Inspector

30.	Insurance and Accounts Receiveable Coordinator

31.	Investigator

32.	Loan Processor

Job Tasks

	Compile and analyze credit information gathered by investigation. Compile data or documentation. Analyze financial information.

	Contact former employers and other acquaintances to verify applicants' references, employment, health history, and social behavior. Obtain personal or financial information about customers or applicants.

	Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested. Obtain personal or financial information about customers or applicants.

	Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report. Interview employees, customers, or others to collect information.

	Examine city directories and public records to verify residence property ownership, bankruptcies, liens, arrest record, or unpaid taxes of applicants. Search files, databases or reference materials to obtain needed information.

	Prepare reports of findings and recommendations, using typewriters or computers. Prepare documentation for contracts, transactions, or regulatory compliance.

	Relay credit report information to subscribers by mail or by telephone. Discuss account status or activity with customers or patrons.

Work Activities

Importance	Work Activity

Getting Information — Observing, receiving, and otherwise obtaining information from all relevant sources.

Communicating with Persons Outside Organization — Communicating with people outside the organization, representing the organization to customers, the public, government, and other external sources. This information can be exchanged in person, in writing, or by telephone or e-mail.

Communicating with Supervisors, Peers, or Subordinates — Providing information to supervisors, co-workers, and subordinates by telephone, in written form, e-mail, or in person.

Updating and Using Relevant Knowledge — Keeping up-to-date technically and applying new knowledge to your job.

Interacting With Computers — Using computers and computer systems (including hardware and software) to program, write software, set up functions, enter data, or process information.

Documenting/Recording Information — Entering, transcribing, recording, storing, or maintaining information in written or electronic/magnetic form.

Resolving Conflicts and Negotiating with Others — Handling complaints, settling disputes, and resolving grievances and conflicts, or otherwise negotiating with others.

Processing Information — Compiling, coding, categorizing, calculating, tabulating, auditing, or verifying information or data.

Establishing and Maintaining Interpersonal Relationships — Developing constructive and cooperative working relationships with others, and maintaining them over time.

Making Decisions and Solving Problems — Analyzing information and evaluating results to choose the best solution and solve problems.

Performing for or Working Directly with the Public — Performing for people or dealing directly with the public. This includes serving customers in restaurants and stores, and receiving clients or guests.

Selling or Influencing Others — Convincing others to buy merchandise/goods or to otherwise change their minds or actions.

Organizing, Planning, and Prioritizing Work — Developing specific goals and plans to prioritize, organize, and accomplish your work.

Training and Teaching Others — Identifying the educational needs of others, developing formal educational or training programs or classes, and teaching or instructing others.

Judging the Qualities of Things, Services, or People — Assessing the value, importance, or quality of things or people.

Developing Objectives and Strategies — Establishing long-range objectives and specifying the strategies and actions to achieve them.

Analyzing Data or Information — Identifying the underlying principles, reasons, or facts of information by breaking down information or data into separate parts.

Developing and Building Teams — Encouraging and building mutual trust, respect, and cooperation among team members.

Interpreting the Meaning of Information for Others — Translating or explaining what information means and how it can be used.

Performing Administrative Activities — Performing day-to-day administrative tasks such as maintaining information files and processing paperwork.

Monitor Processes, Materials, or Surroundings — Monitoring and reviewing information from materials, events, or the environment, to detect or assess problems.

Guiding, Directing, and Motivating Subordinates — Providing guidance and direction to subordinates, including setting performance standards and monitoring performance.

Performing General Physical Activities — Performing physical activities that require considerable use of your arms and legs and moving your whole body, such as climbing, lifting, balancing, walking, stooping, and handling of materials.

Evaluating Information to Determine Compliance with Standards — Using relevant information and individual judgment to determine whether events or processes comply with laws, regulations, or standards.

Assisting and Caring for Others — Providing personal assistance, medical attention, emotional support, or other personal care to others such as coworkers, customers, or patients.

Coaching and Developing Others — Identifying the developmental needs of others and coaching, mentoring, or otherwise helping others to improve their knowledge or skills.

Thinking Creatively — Developing, designing, or creating new applications, ideas, relationships, systems, or products, including artistic contributions.

Estimating the Quantifiable Characteristics of Products, Events, or Information — Estimating sizes, distances, and quantities; or determining time, costs, resources, or materials needed to perform a work activity.

Monitoring and Controlling Resources — Monitoring and controlling resources and overseeing the spending of money.

Provide Consultation and Advice to Others — Providing guidance and expert advice to management or other groups on technical, systems-, or process-related topics.

Coordinating the Work and Activities of Others — Getting members of a group to work together to accomplish tasks.

Nature of the Work


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Working Conditions


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Interesting Fact

Before becoming an actor, Bob Newhart worked as an accountant.

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