Before considering to be an insurance underwriter, you have to believe first with the insurance benefits it gives you, your family, relatives and the society. When decided to join the industry, choose the company you believe in, the packages they offer, the commission benefits, etc.
You have to be very self-motivated (to keep up with all the rejections), attend trainings and a good team leader.
This career gives full satisfaction when you know you are helping others get benefited, and you are well compensated and gives you time-freedom.
As a insurance agent it is very important to have good communication and customer service skills. The one thing you do the majority of the time is talk to clients. Another important skill is to listen. Be attentive to the needs your clients are asking for. If you like to talk and advice this is one career you should look into.