Insurance underwriters decide whether to provide insurance and under what terms. They evaluate insurance applications and determine coverage amounts and premiums.

Insurance underwriters work indoors in offices. Most work full time.

Employers prefer to hire candidates who have a bachelor's degree. However, insurance-related work experience and strong computer skills may be enough. Certification is generally necessary for advancement to senior underwriter and underwriter manager positions.

The median annual wage for insurance underwriters was $65,040 in May 2015.

Employment of insurance underwriters is projected to decline 11 percent from 2014 to 2024. Automated underwriting software allows workers to process applications more quickly than before, reducing the need for underwriters.

Explore resources for employment and wages by state and area for insurance underwriters.

Compare the job duties, education, job growth, and pay of insurance underwriters with similar occupations.

Learn more about insurance underwriters by visiting additional resources, including O*NET, a source on key characteristics of workers and occupations.